Re: 婚前買房共識與生活開支 - 婚姻
By Connor
at 2023-04-24T16:43
at 2023-04-24T16:43
Table of Contents
分享我認識的一個姐姐
她婚後跟婆婆一起住
是因為公公早就不在,故無法因結婚放婆婆一人住,
但婆婆是賣掉舊家,差價利潤平分自己丶兒子
讓兒子有頭期款來買新房,
當時男生月薪5萬
所以房子為婚前買,登記先生名字丶貸款先生自己付
女生負責水電丶管理費丶生活用品輪流買
大錢AA(旅遊),小錢先生付
跟婆婆同住算還和諧,
是婆婆奇妙的宗教信仰,假日遇紅一定不在家
去佛堂之類的唸經,找自己團體朋友玩
有了小孩,婆婆也是幫忙帶
加上家務7成都是老公做
晚上丶假日育兒就平分吧(不過小孩就比較愛找媽媽)
小孩教育費 女生支付
不過坐月子中心的錢,老公有幫忙支付
以上看起來好像相處不錯,
老公家事神隊友丶事事老婆為主丶婆婆好相處
但她後悔結婚
因她完全不敢請育嬰假或是休息或做輕鬆一點的工作
經濟壓力很大
因原結婚時買的家,過了幾年也不夠加了小孩住
故又換買更大的新家,
才發現老公收入事實上一直不夠付擔所有說好的開銷,
長期只繳房貸利息加增貸來補,
或去投資理財(但投資又賠沒賺)
,因她一直沒有管這房子是事,
像原po天真,覺得房子是老公的事,
造成老公一直偷偷增貸現換房困難
鬧到差點離婚,
因為
就像其他網友說的一樣,
等於平常開銷大多是太太來支付的,但房子沒她的份,
還不如一開始聯名登記,可以管理房子財務
後來在她老公懇求丶為了小孩 沒離
房子換大,登記太太名字丶房貸太太自己付,
財產申請分開,
老公就更加努力對太太好來回饋
但姐姐私下還是說後悔嫁了,要不是為了小孩
因為生了2個小孩,教育費丶生活費丶房貸
長期她壓力非常大,很累
還有就算婆婆好相處,但老人家愛念東念西
長期還是想要自己的小家庭比較自由
她心得是還是要找比較收入高點可養家丶
可支撐不用壓力太大的育兒花費的男生
最好也不用跟公婆住,
公婆有自己的退休金不會給小孩壓力
當時她就沒想這麼多,為了愛就嫁了
另外給原po,妳男友父母都健全
為何他們老人家不能自己住?
像我家只有我弟弟一個男生,
父母也沒要求要跟兒子住啊(女兒都嫁出去了)
還有父母一般老房貸款都繳完了,也會有
基本勞保退休金 可以讓他們用在生活費
原po男友父母沒有這些嗎?
感覺是傳統的父母,就更不適合同住了
搞不懂為何不能小家庭自己住?
會不會是男生自己不想離開原生家庭
※ 引述《s0901919 (Yu)》之銘言:
:
雙方有預計要結婚,並希望有小孩,婚後需要與長輩同住,男方家因為房間不夠的關係這陣子積極看房子,因為我沒拿頭期也不打算幫忙背貸款,所以如果買房的話貸款由男方一人負擔,我不打算買房,甚至覺得一輩子租房子不錯,我提議過還是先租房子,等能力夠再來考慮買房子,但是被用現在不買之後更買不起的理由否決掉了。現在看的符合他理想的房子,房貸大概會佔了他薪水的絕大多數,詢問過他之後如果結婚的生活開支,他是表示他爸媽不需要他養,未來同住家裡水電瓦斯爸媽會負擔,他繳完房貸每天領200生活費,其他交給我(大概剩下4000-6000)不足的部分
: 我再貼,一陣茫然不知道是我太自私需要調整自己互相扶持的想法還是被話術了
: -----
: Sent from JPTT on my iPhone
※ 引述《s0901919 (Yu)》之銘言:
:
雙方有預計要結婚,並希望有小孩,婚後需要與長輩同住,男方家因為房間不夠的關係這
陣
: 我再貼,一陣茫然不知道是我太自私需要調整自己互相扶持的想法還是被話術了
: -----
: Sent from JPTT on my iPhone
-----
Sent from MeowPtt on my iPhone
--
她婚後跟婆婆一起住
是因為公公早就不在,故無法因結婚放婆婆一人住,
但婆婆是賣掉舊家,差價利潤平分自己丶兒子
讓兒子有頭期款來買新房,
當時男生月薪5萬
所以房子為婚前買,登記先生名字丶貸款先生自己付
女生負責水電丶管理費丶生活用品輪流買
大錢AA(旅遊),小錢先生付
跟婆婆同住算還和諧,
是婆婆奇妙的宗教信仰,假日遇紅一定不在家
去佛堂之類的唸經,找自己團體朋友玩
有了小孩,婆婆也是幫忙帶
加上家務7成都是老公做
晚上丶假日育兒就平分吧(不過小孩就比較愛找媽媽)
小孩教育費 女生支付
不過坐月子中心的錢,老公有幫忙支付
以上看起來好像相處不錯,
老公家事神隊友丶事事老婆為主丶婆婆好相處
但她後悔結婚
因她完全不敢請育嬰假或是休息或做輕鬆一點的工作
經濟壓力很大
因原結婚時買的家,過了幾年也不夠加了小孩住
故又換買更大的新家,
才發現老公收入事實上一直不夠付擔所有說好的開銷,
長期只繳房貸利息加增貸來補,
或去投資理財(但投資又賠沒賺)
,因她一直沒有管這房子是事,
像原po天真,覺得房子是老公的事,
造成老公一直偷偷增貸現換房困難
鬧到差點離婚,
因為
就像其他網友說的一樣,
等於平常開銷大多是太太來支付的,但房子沒她的份,
還不如一開始聯名登記,可以管理房子財務
後來在她老公懇求丶為了小孩 沒離
房子換大,登記太太名字丶房貸太太自己付,
財產申請分開,
老公就更加努力對太太好來回饋
但姐姐私下還是說後悔嫁了,要不是為了小孩
因為生了2個小孩,教育費丶生活費丶房貸
長期她壓力非常大,很累
還有就算婆婆好相處,但老人家愛念東念西
長期還是想要自己的小家庭比較自由
她心得是還是要找比較收入高點可養家丶
可支撐不用壓力太大的育兒花費的男生
最好也不用跟公婆住,
公婆有自己的退休金不會給小孩壓力
當時她就沒想這麼多,為了愛就嫁了
另外給原po,妳男友父母都健全
為何他們老人家不能自己住?
像我家只有我弟弟一個男生,
父母也沒要求要跟兒子住啊(女兒都嫁出去了)
還有父母一般老房貸款都繳完了,也會有
基本勞保退休金 可以讓他們用在生活費
原po男友父母沒有這些嗎?
感覺是傳統的父母,就更不適合同住了
搞不懂為何不能小家庭自己住?
會不會是男生自己不想離開原生家庭
※ 引述《s0901919 (Yu)》之銘言:
:
雙方有預計要結婚,並希望有小孩,婚後需要與長輩同住,男方家因為房間不夠的關係這陣子積極看房子,因為我沒拿頭期也不打算幫忙背貸款,所以如果買房的話貸款由男方一人負擔,我不打算買房,甚至覺得一輩子租房子不錯,我提議過還是先租房子,等能力夠再來考慮買房子,但是被用現在不買之後更買不起的理由否決掉了。現在看的符合他理想的房子,房貸大概會佔了他薪水的絕大多數,詢問過他之後如果結婚的生活開支,他是表示他爸媽不需要他養,未來同住家裡水電瓦斯爸媽會負擔,他繳完房貸每天領200生活費,其他交給我(大概剩下4000-6000)不足的部分
: 我再貼,一陣茫然不知道是我太自私需要調整自己互相扶持的想法還是被話術了
: -----
: Sent from JPTT on my iPhone
※ 引述《s0901919 (Yu)》之銘言:
:
雙方有預計要結婚,並希望有小孩,婚後需要與長輩同住,男方家因為房間不夠的關係這
陣
: 我再貼,一陣茫然不知道是我太自私需要調整自己互相扶持的想法還是被話術了
: -----
: Sent from JPTT on my iPhone
-----
Sent from MeowPtt on my iPhone
--
Tags:
婚姻
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