Re: 婚前買房共識與生活開支 - 婚姻
By Edith
at 2023-04-24T11:06
at 2023-04-24T11:06
Table of Contents
※ 引述《s0901919 (Yu)》之銘言:
:
雙方有預計要結婚,並希望有小孩,婚後需要與長輩同住,男方家因為房間不夠的關係這陣子積極看房子,因為我沒拿頭期也不打算幫忙背貸款,所以如果買房的話貸款由男方一人負擔,我不打算買房,甚至覺得一輩子租房子不錯,我提議過還是先租房子,等能力夠再來考慮買房子,但是被用現在不買之後更買不起的理由否決掉了。現在看的符合他理想的房子,房貸大概會佔了他薪水的絕大多數,詢問過他之後如果結婚的生活開支,他是表示他爸媽不需要他養,未來同住家裡水電瓦斯爸媽會負擔,他繳完房貸每天領200生活費,其他交給我(大概剩下4000-6000)不足的部分
: 我再貼,一陣茫然不知道是我太自私需要調整自己互相扶持的想法還是被話術了
: -----
: Sent from JPTT on my iPhone
先說結論
你們兩位都很天真
(還有你的作文能力是怎麼了...)
1.男友的薪水在繳完房貸後,只剩1萬至1.2萬
他想要一天拿200元,剩下的都給你
再由你貼補
呃...我必須承認我看到金額有笑出來
既然他認為自己可以只拿兩百元
那就請他先實行兩三個月再來畫大餅
房貸可是一背就是30年
開銷只會多不會少
還沒算上通膨、身體健康、大環境影響等等這些不可預知的因素
2.你說不想出頭期款也不想背房貸,不想買房
租屋一輩子也可以
我也是傻眼
那你應該去找不買房的人結婚才對
何必叫男友存錢,之後再買房
因為不管房貸、家用
結婚後,這些錢都是混在一起的
互相影響
婚後的房貸可以算夫妻的共同財產
應該也是基於這種理由吧
你講要租屋一輩子
這種話真的有在規劃未來嗎?
還是在逃避自己該負起的小家庭責任?
你自己捫心自問吧
那麼有沒有解法?
當然有
先把雙方收支都拿出來,一條條檢視
衡量自己能力
看看要怎麼分配才合理
不要再說【一天領兩百】、【租屋一輩子】這種脫離現實的話
這樣你們才看得到雙方的未來
買得起的房子藍圖
現在開始記帳
男友也開始一天領兩百元
請務必上來告訴我們他撐了多久
拜託了
--
:
雙方有預計要結婚,並希望有小孩,婚後需要與長輩同住,男方家因為房間不夠的關係這陣子積極看房子,因為我沒拿頭期也不打算幫忙背貸款,所以如果買房的話貸款由男方一人負擔,我不打算買房,甚至覺得一輩子租房子不錯,我提議過還是先租房子,等能力夠再來考慮買房子,但是被用現在不買之後更買不起的理由否決掉了。現在看的符合他理想的房子,房貸大概會佔了他薪水的絕大多數,詢問過他之後如果結婚的生活開支,他是表示他爸媽不需要他養,未來同住家裡水電瓦斯爸媽會負擔,他繳完房貸每天領200生活費,其他交給我(大概剩下4000-6000)不足的部分
: 我再貼,一陣茫然不知道是我太自私需要調整自己互相扶持的想法還是被話術了
: -----
: Sent from JPTT on my iPhone
先說結論
你們兩位都很天真
(還有你的作文能力是怎麼了...)
1.男友的薪水在繳完房貸後,只剩1萬至1.2萬
他想要一天拿200元,剩下的都給你
再由你貼補
呃...我必須承認我看到金額有笑出來
既然他認為自己可以只拿兩百元
那就請他先實行兩三個月再來畫大餅
房貸可是一背就是30年
開銷只會多不會少
還沒算上通膨、身體健康、大環境影響等等這些不可預知的因素
2.你說不想出頭期款也不想背房貸,不想買房
租屋一輩子也可以
我也是傻眼
那你應該去找不買房的人結婚才對
何必叫男友存錢,之後再買房
因為不管房貸、家用
結婚後,這些錢都是混在一起的
互相影響
婚後的房貸可以算夫妻的共同財產
應該也是基於這種理由吧
你講要租屋一輩子
這種話真的有在規劃未來嗎?
還是在逃避自己該負起的小家庭責任?
你自己捫心自問吧
那麼有沒有解法?
當然有
先把雙方收支都拿出來,一條條檢視
衡量自己能力
看看要怎麼分配才合理
不要再說【一天領兩百】、【租屋一輩子】這種脫離現實的話
這樣你們才看得到雙方的未來
買得起的房子藍圖
現在開始記帳
男友也開始一天領兩百元
請務必上來告訴我們他撐了多久
拜託了
--
Tags:
婚姻
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