家庭預算V.S吃大餐的頻率 - 婚姻
By Isla
at 2018-10-02T22:54
at 2018-10-02T22:54
Table of Contents
※ 此文為板主代Po,板主不代轉信給原發文者,請不要寄信來板主信箱※
困擾了很久,想聽聽大家的意見
我們家庭年收入約200w(換算每個月約16-17萬),我與先生的薪水約1:1,每個月固定開
支(房租/水電瓦斯/電話費/托嬰中心/保險/税等)為85000左右,其他生活開銷、飲食、
小孩奶粉尿布等不含在內
婚後因先生喜歡吃美食,假日也常跟著朋友到處吃餐廳,因此幾乎每個週末2天都在吃餐
廳,光吃大餐的錢,每週末大約平均會花上3-4000(常常一餐就是吃500-1000/人),也
就是一個月大約會花上12000-15000在吃”大餐”上
之前跟先生溝通,他覺得平日都吃簡單的,假日可以吃好一點,且我們收入不差是吃得起
,但我從小家庭教育從祖父母、父母都很節儉,婚前的消費習慣,只有朋友聚會或重大節
日才特別吃大餐,且現在正計劃買房,我是秉持著賺的一塊錢不是一塊錢,存下的一塊錢
才是一塊錢的心理,想把錢用在未來的房子、小孩教育等等,因此目前這樣花錢方式讓我
有點沒安全感(也有點覺得不值:P
因為吃完拉出來什麼也沒有…),但婚姻總是兩方要有所妥協,先生平時也不是會亂買東
西的人,因此我一直在說服自己接受目前吃大餐的模式,只不過每每都是忍耐著走進餐廳
,結帳時又肉痛的走出來,催眠自己說沒關係就配合先生吧……
這兩天跟朋友出去逛街,又是一個不經意就走進高級餐廳,噴了2張小朋友出來的狀態,
我對於可以隨意就決定要來吃個高級料理的行為實在覺得莫大的驚恐,且腦中會忍不住想
,如果這2000可以買小孩的衣服、玩具等等,我真的會開心很多,我的癥結點不是花了好
多錢,而是在吃大餐這塊預算我不太能接受,平日我要買個東西總是再三比價,但一到假
日不經意地就要噴這麼多錢讓我平時節省的行為有些可笑
想請教大家在這樣的家庭收入下,大家會怎麼分配吃大餐的預算?想知道是我應該改變我
的心態,還是我該說服先生降低吃大餐的預算呢
Btw, 我會想節儉些,除了因自小的生活習慣外,我跟先生的工作一個是派遣職,另一個
非固定收入,因此雖說目前收入狀似ok,但還是擔心若未來工作有變化,要有足夠的存款
因應。
※ 此文為板主代Po,板主不代轉信給原發文者,請不要寄信來板主信箱※
--
困擾了很久,想聽聽大家的意見
我們家庭年收入約200w(換算每個月約16-17萬),我與先生的薪水約1:1,每個月固定開
支(房租/水電瓦斯/電話費/托嬰中心/保險/税等)為85000左右,其他生活開銷、飲食、
小孩奶粉尿布等不含在內
婚後因先生喜歡吃美食,假日也常跟著朋友到處吃餐廳,因此幾乎每個週末2天都在吃餐
廳,光吃大餐的錢,每週末大約平均會花上3-4000(常常一餐就是吃500-1000/人),也
就是一個月大約會花上12000-15000在吃”大餐”上
之前跟先生溝通,他覺得平日都吃簡單的,假日可以吃好一點,且我們收入不差是吃得起
,但我從小家庭教育從祖父母、父母都很節儉,婚前的消費習慣,只有朋友聚會或重大節
日才特別吃大餐,且現在正計劃買房,我是秉持著賺的一塊錢不是一塊錢,存下的一塊錢
才是一塊錢的心理,想把錢用在未來的房子、小孩教育等等,因此目前這樣花錢方式讓我
有點沒安全感(也有點覺得不值:P
因為吃完拉出來什麼也沒有…),但婚姻總是兩方要有所妥協,先生平時也不是會亂買東
西的人,因此我一直在說服自己接受目前吃大餐的模式,只不過每每都是忍耐著走進餐廳
,結帳時又肉痛的走出來,催眠自己說沒關係就配合先生吧……
這兩天跟朋友出去逛街,又是一個不經意就走進高級餐廳,噴了2張小朋友出來的狀態,
我對於可以隨意就決定要來吃個高級料理的行為實在覺得莫大的驚恐,且腦中會忍不住想
,如果這2000可以買小孩的衣服、玩具等等,我真的會開心很多,我的癥結點不是花了好
多錢,而是在吃大餐這塊預算我不太能接受,平日我要買個東西總是再三比價,但一到假
日不經意地就要噴這麼多錢讓我平時節省的行為有些可笑
想請教大家在這樣的家庭收入下,大家會怎麼分配吃大餐的預算?想知道是我應該改變我
的心態,還是我該說服先生降低吃大餐的預算呢
Btw, 我會想節儉些,除了因自小的生活習慣外,我跟先生的工作一個是派遣職,另一個
非固定收入,因此雖說目前收入狀似ok,但還是擔心若未來工作有變化,要有足夠的存款
因應。
※ 此文為板主代Po,板主不代轉信給原發文者,請不要寄信來板主信箱※
--
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