兩大兩小生活費有點嚇人 該怎麼省? - 婚姻

By Elma
at 2017-02-13T17:36
at 2017-02-13T17:36
Table of Contents
※ 引述《dustree (冷光有很明顯的區別…)》之銘言:
: 結婚五年左右 兩大兩小(一個3一個2)
: 我一個人工作 老婆在家一打二 這個我沒有什麼怨言
: 住在大直的公寓 無電梯 生活習慣算是簡約
: 一個月的基本開銷(以年為單位計)如下
: 感覺真的好像都是必要開銷
: (1)每月固定要繳的 每月
: 孝親費 兩邊各15000 360000 30000
: 電話費 市話加夫妻兩人手機 12000 1000
: 勞健保 目前三個人加我國民年金 65568 5464
: 大兒子學費 註冊費46000+月費12000 190000 15833
: 打掃 一星期一次1000 48000 4000
: 小計 675568 56297
: (2)季年繳支出
: 牌照稅 7000
: 房屋稅 5000
: 保費 我和老婆39000 + 40000 79000
: 已繳十年減額繳清似乎划不來
: 地價稅 3000
: 瓦斯費 2個月一次 7200 600
: 水費 2個月一次 4800 400
: 電費 2個月一次夏天有小孩得開
: 冷氣抓個均數 18000 1500
: 火地震險 有房貸就得保 1845
: 第四台 加網路寬頻 13200
: 驗車 900
: 車險 汽車4000(兩種)+機車1200 5200
: 燃料稅 4800
: 車維修 老車檢修多少有零件得換 12000
: 停車場 公司旁2500 家一季5000 50000
: 小計 211945 17662
: (3) 總計 887513 73959
: 發現有什麼地方怪怪的了嗎??? 這些都只是必要開銷
: 也就是一個月眼睛張開就需要74000的花費
: 我還沒算進飲食生活油錢和偶爾的娛樂費…
: 要撐起一個家自然有些壓力 我也是有心理準備
: 但 是大家都如此? 不該如此地沉重…
: 目前的打算是 檢查家中家電( 冰箱電熱水瓶 )
: 等某第四台業者進駐後換家
: 是不是有什麼地方還能再省一點 請大家幫我檢討一下
: 再次感謝!!!!!
我不是很懂為啥有事先砍孝親費
你父母是對不起你還是怎樣嗎?沒有吧,好歹也把你栽培到當個醫生了欸
結果手邊用錢好像不太寬裕了上網看人家講一講就要砍孝親費?
那要是生活過得很困苦就算了,要是活都快活不下去相信爸媽也會體諒
可是看你吃穿用度也沒比較省啊,手機拿哀鳳,平板用哀配
看了一下你之前的文章,14年去紐約,15年去日本買漫畫公仔
小孩送去幼稚園,家裡打掃請阿婆,晚上還有空可以跟團打WOW
你的生活水平看起來不錯啊,很典型醫生與醫生娘的快樂生活
有沒有考慮先砍了娛樂費呢?
--
--
: 結婚五年左右 兩大兩小(一個3一個2)
: 我一個人工作 老婆在家一打二 這個我沒有什麼怨言
: 住在大直的公寓 無電梯 生活習慣算是簡約
: 一個月的基本開銷(以年為單位計)如下
: 感覺真的好像都是必要開銷
: (1)每月固定要繳的 每月
: 孝親費 兩邊各15000 360000 30000
: 電話費 市話加夫妻兩人手機 12000 1000
: 勞健保 目前三個人加我國民年金 65568 5464
: 大兒子學費 註冊費46000+月費12000 190000 15833
: 打掃 一星期一次1000 48000 4000
: 小計 675568 56297
: (2)季年繳支出
: 牌照稅 7000
: 房屋稅 5000
: 保費 我和老婆39000 + 40000 79000
: 已繳十年減額繳清似乎划不來
: 地價稅 3000
: 瓦斯費 2個月一次 7200 600
: 水費 2個月一次 4800 400
: 電費 2個月一次夏天有小孩得開
: 冷氣抓個均數 18000 1500
: 火地震險 有房貸就得保 1845
: 第四台 加網路寬頻 13200
: 驗車 900
: 車險 汽車4000(兩種)+機車1200 5200
: 燃料稅 4800
: 車維修 老車檢修多少有零件得換 12000
: 停車場 公司旁2500 家一季5000 50000
: 小計 211945 17662
: (3) 總計 887513 73959
: 發現有什麼地方怪怪的了嗎??? 這些都只是必要開銷
: 也就是一個月眼睛張開就需要74000的花費
: 我還沒算進飲食生活油錢和偶爾的娛樂費…
: 要撐起一個家自然有些壓力 我也是有心理準備
: 但 是大家都如此? 不該如此地沉重…
: 目前的打算是 檢查家中家電( 冰箱電熱水瓶 )
: 等某第四台業者進駐後換家
: 是不是有什麼地方還能再省一點 請大家幫我檢討一下
: 再次感謝!!!!!
我不是很懂為啥有事先砍孝親費
你父母是對不起你還是怎樣嗎?沒有吧,好歹也把你栽培到當個醫生了欸
結果手邊用錢好像不太寬裕了上網看人家講一講就要砍孝親費?
那要是生活過得很困苦就算了,要是活都快活不下去相信爸媽也會體諒
可是看你吃穿用度也沒比較省啊,手機拿哀鳳,平板用哀配
看了一下你之前的文章,14年去紐約,15年去日本買漫畫公仔
小孩送去幼稚園,家裡打掃請阿婆,晚上還有空可以跟團打WOW
你的生活水平看起來不錯啊,很典型醫生與醫生娘的快樂生活
有沒有考慮先砍了娛樂費呢?
--
--
Tags:
婚姻
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