買房頭期款的問題 - 婚姻

By Linda
at 2021-11-16T21:42
at 2021-11-16T21:42
Table of Contents
我一直覺得先生的人設很怪
明明這幾年大筆開銷都是他一人負責
看來也不曾跟原po抱怨什麼
結果要買房
一夕之間人設變成小氣鬼
還烙狠話說類似
「反正這房子你們沒有出到一分錢也好意思住」
簡直鬼附身
比髮夾彎還髮夾彎
直到我看到這段原po推文
→ eting49 : 先生的態度轉變我覺得是當天事情全部嘎在一起(看11/16 08:42
→ eting49 : 房、斡旋、簽約),他兩邊傳話搞得很心煩意亂又一11/16 08:42
→ eting49 : 直要調節多方意見而說出的氣話,畢竟頭期是伸手跟11/16 08:42
→ eting49 : 長輩拿,兩邊橋不定又都不讓步,才會說出這樣的話,11/16 08:42
→ eting49 : 不然平時他不會說這種傷人的話11/16 08:42
呃....
我說
你媽媽該不會是 先說好會給五百萬,而在斡旋簽約那幾天才發難說要抵押權吧?
因為你說在N年前講出多少就要有多少產權,被先生跟公公否決
所以媽媽才想到抵押權這招是嗎?
因為買房通常先算好頭期款跟能負擔的房貸
算出總價,再去找物件
所以應該事先會先確定雙方父母的金援數字
假設屬實
當大家好不容易找到適當的房子,正跟房仲、賣家諜對諜斡旋時
丈母娘同時也來個窩裡反,要登記抵押權才能給頭期款
對先生來說萬一不答應岳母的要求,是要去哪馬上生出五百萬?
可能會有違約問題
不管是誰都會發火
(為何不早說呢!)
更不用說不熟的公婆
當然會覺得你們來趁火打劫(只是說他們的感受,非事實)
姑且不論抵押權的法律效力
(這可以看之前網友給的法律意見)
只能說這提出的時機....
非常具有商業談判的手腕技巧
但是在家庭、婚姻是非常不適宜的
因為是遊走在彼此信任的邊緣
加上網友說的不無可能
先生的想法可能是
平常開銷都沒跟你計較,結果買房你家一出頭期款就要產權 就要保障
what?!
你家要計較,那先生也會想計較
人都是互相的嘛
另外你說要還你媽錢,一個月還一萬多
算一算,你要還2、30年才還得完
這.....這還不包含利息
意義是?
我也不知道你在堅持什麼
如果你的財力只能一個月給一萬多
倒不如好好省思自己(或小家庭)的理財能力
你們的收入不應該這麼拮据
還搞到雙方父母得給資源,才能買房
更不用說未來小孩的教育費
真的要好好記帳
我想這幾天全部的事情都攪在一起
大家情緒都很差,也會口出惡言
你還是先靜下心,整理好自己的情緒
再跟先生好好談談 理財計畫
不管是買房、還是儲蓄跟平常開銷
做最壞的打算
如果雙方父母都不出錢,你們吃得下這棟房子嗎?
吃不下的話,你們能怎麼做呢?
斟酌好後
再做決定吧
如果冷靜之後
先生還是堅持你家一定要出五百萬,不可以登記產權或其他法律文件
不然你就不能住進來
那你自己就知道該怎麼做了
以上
--
Tags:
婚姻
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