法定財產制婚姻中房屋與貸款如何登記分享 - 婚姻
By Rachel
at 2023-04-16T17:07
at 2023-04-16T17:07
Table of Contents
https://www.lawtw.com/archives/1126080
這是我投稿的文章,歡迎在不做為商業使用下轉載
因為我本人在婚前、婚姻中、訴訟中也經歷非常多的困惑、啟發、領悟
而多數人的婚姻是法定財產制,而多數第一筆大支出就是買房
希望提供大家參考,避免大家受到傷害
以下都是指法定財產制的婚姻。
內容探討可以看網址,直接說結論
所謂婚姻財產一人一半只是一種概念,實際上是看你負債是否大於資產有所不同。
如果你是婚後買房,記得誰的貸款就掛誰的名字
如果不幸你背貸款,但房子掛配偶的名字,因為法律計算剩餘財產分配的方式,很有可能你負債愈多,計算剩餘分配財產權會讓你輸到負債的一半金額(例如貸款1000萬,房子掛配偶名下,分完你還倒虧500萬)
但不是沒有辦法,如果釐清建商、銀行、跟夫妻各方的債權債務關係,還是可能可以主張返還後接近原來的財產狀況。但...翻遍全國裁判書,也只有兩例判決到最高法院翻案成功。
有很多原因
1.婚姻訴訟8成以上都是和解收場
2.有的法官律師只會法律不會數學,會做出錯誤建議
3.牽扯房間漲跌,有時候時間產生的損害比本來的金額高
希望能對正要結婚,或是已結婚正要買房的你有些啟發、考慮或是已經進入訴訟的你有點啟發
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Sent from JPTT on my iPhone
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Tags:
婚姻
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