婆婆同住下夫妻財務如何管理 - 婚姻
By Hamiltion
at 2023-04-14T09:21
at 2023-04-14T09:21
Table of Contents
婚前身分:今年結婚
問題很簡單,和男方家人同住的話,家事及主要生活支出是男方家人,想知道小夫妻如何
規畫財務管理?
以下是案例
男方新北板橋人,女方高雄人,交往多年都在北部工作,男方和父母住家裡,女方在外租
屋,雙方收入差不多,就是一般上班族。
決定結婚後,原本是規畫男方搬出來和女方一起租屋,殊不知男方家因意外喪父,為避免
男方媽媽獨自在家太孤單,目前女方婚前便搬到男方家中,與男方、未來婆婆同住
(補充:女方雖然一開始也不太想搬,
但可以少做很多家事+有獨立房間+小家庭房租真的貴,所以才做這個決定)
相處將近一年尚屬順利,已在規劃婚禮,女方固定給未來婆婆房租,但女方常要值夜班,
較少在家分擔家事或在家吃飯,男方本來就會給媽媽生活費,但金額是女方房租一半(但
也只差幾千塊,女方在和婆婆談這個金額時,沒有先問男方給媽媽多少,後來發現原來女方給的比較多
),家事大多是男方媽媽操持,伙食也都是男方媽媽準備,男方也都在家陪媽媽吃飯
(補充:房租是女方自己願意給的,算是吃住水電的補貼,原本套房房租的一半,
原本男方也說可以不用收的,是女方不想落人口舌才給,可以理解為給婆婆的生活費
畢竟還沒結婚,不想被說在男方家裡白吃白住)
(補充:家事部分女方目前只負責自己房間+自己衣服+偶爾在家吃飯時洗碗
比例大概是婆婆:男方:女方=7:2:1,有在思考是否要和婆婆討論怎麼分配)
目前在討論夫妻二人財務管理,同住前是AA 制,對彼此資產狀況其實都不太了解。但因
現在女方搬到男方家,家中支出主要是婆婆負責,未來如有小孩,也規畫請婆婆帶孩子(
婆婆表示願意,也有帶小孩經驗),到時候不知道怎麼規劃夫妻的財務管理?
除了給婆婆生活費外,怎麼規劃較合適?完全不過問彼此財務狀況是否不太保險?
(萬一有一方花錢花太兇?要不要先存小孩教育基金或共同儲蓄?)
(補充:交往期間沒有過問太多,一是男方對於自己存款以外的家庭財務狀況不甚
清楚,二是怕一直問會被小姑或婆婆認為是覬覦男方家裡財產才結婚,男女收入差不多,
男方家底比較好,公公去世前名下2間套房出租都是婆婆收租,家庭修繕都是婆婆在出)
想知道有沒有前輩可以提供參考建議呢?謝謝:)
--
Tags:
婚姻
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