好無奈~管不到老公的財務狀況 - 婚姻
By Dora
at 2011-05-12T14:01
at 2011-05-12T14:01
Table of Contents
→ klll:所以已經攤在每個月三萬了呀不是嗎 05/12 12:04
推 suegi:賺多少跟怎麼存錢真的是兩回事啊...並不是正比關係的 05/12 12:18
→ yiro:這麼正當有什麼好不敢講...做賊心虛吧 05/12 13:20
→ yiyi015:對啊 這麼正當的話 夫妻之間攤開來看根本沒啥吧 05/12 13:31
推 haremi:所得稅有扶養，加上每月公司先扣，應該不需要這麼多 05/12 13:47
→ haremi:而且獎金..都一定會扣到稅嗎？ 05/12 13:48
一般公司預扣所得稅約在 3% 附近，只有不需扣勞健保的獎金進來是直接扣 6%,
尾牙獎金我們公司統一預扣 10% ，不知道他們在想什麼。
(不過我也很少中獎，所以略過)
含 Bonus 226萬，按稅法 要繳 326600, 一個月五萬塊的房貸以 20 年計就是
50K*12*20 = 12M , 12M 按年息 3% 記一年貸款可扣除 36萬的扣除額(還要跟
存款利息抵消)；假設你們銀行證券的利息收入都是 0, 190 * 0.3 - 351400 = 218600,
攤到每個月的稅負支出還是在 218600/12 = 18216.666666666666666666666
一般人講月薪都不會提到預扣勞健保與所得稅，所以講到 16.7 萬其實是稅前的
收入，實際到手只會有 15 萬不到，每個月就算預扣 16.7 萬的 3%, 5010 元，
年底每個月還是要攤提 13206.666666666666666666666 元。
還有 16.7 萬級距的健保，如果家裡所有的人都是這個級距的健保，印象中一個人頭
也是一兩千塊錢。(我老娘是跟理髮公會，小孩跟我老婆，所以現在健保費省了四千多)
總之，不要以為大家收入都是不繳稅的就是了........
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